How to settle a car accident claim without a lawyer?

How to settle a car accident claim without a lawyer?

Here are the steps to follow if you want to settle your car accident claim without the help of a lawyer.Before you start the process of negotiating a settlement, you will need to know what your case is worth so that you don’t ask or accept too much.

1. Calculate the extent of your damages

If you’re in an accident with a car, the driver responsible for the crash must “make you whole” or pay you for all your losses.

  • Future and past medical bills
  • Past and future lost earnings
  • The two most painful things in life are suffering and pain
  • Emotional distress
  • Property damage

Expert advice may be needed to determine how much future medical bills and lost earnings will cost. You should also look at how insurance companies calculate pain and suffering. Some insurers pay compensation equivalent to multiples of your economic damages, such as two or four times your medical bills or lost wages. Others pay a per-diem rate (per day), for every day that your pain will persist.

2. Identify the parties responsible for harming you

After a car accident, you will want to make sure that your claim is against the right people and entities.Most cases will result in you filing a claim against another driver for causing your accident and dealing with their insurer.

There may also be other people to blame. If the accident happened while the driver was working, you might be able to file a claim against his employer. You might also be eligible to receive compensation from the bar that served you alcohol if you were in a collision involving a drunk driver.

3. Collect Your Evidence

If you want to maximise your chances of getting a fair settlement, you will need to present a compelling case.Solid evidence should be provided to prove that the other driver is at fault, such as witness statements and a police report. Also, you will need proof of the severity of your losses such as medical records or a journal detailing how your pain has affected your life.

More evidence means that insurers are more likely to accept liability and pay you for the amount of damages.

Updated: January 4, 2023 — 1:21 pm

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